Great Rate Check
A great mortgage answer is a two-minute question away.
Great Rate Check is a nationwide platform of vetted loan officers who deliver personalized rate scenarios, plain-English guidance, and one dedicated advocate — no bidding wars, no bait-and-switch.
The Great Rate Check network
Real loan officers. Real relationships.
- ▸ Every rate scenario is personally reviewed by one loan officer — from start to close.
- ▸ Access to a national wholesale lender network through NEXA — competitive rates on every loan type.
- ▸ Plain-English guidance, no sales pressure, no info-selling to third parties.
Why Great Rate Check
A better way to check your rate.
Plain-English guidance
No jargon, no sales pressure. Real conversations about your real numbers.
One officer, start to close
The person you first speak with is the person who closes your loan. No handoffs.
National wholesale rates
Great Rate Check officers work at NEXA Lending — access to a competitive national lender network.
Your info stays private
We don't sell your information to third parties. Ever.
Meet the network
One officer. Start to close. Yours.
Pick the loan officer who fits your market and your style. Every officer in the network is licensed, vetted, and trained to deliver the Great Rate Check experience — start to close.
How it works
Three simple steps. Zero pressure.
- Step 01
Share a few basics
Answer a short set of questions about the property, your goals, and rough financials. It takes about two minutes and won't affect your credit score.
- Step 02
Get personalized rate scenarios
We pull competitive quotes from NEXA Lending's lender network and organize them into clear, side-by-side scenarios — rate, APR, payment, and closing costs.
- Step 03
Talk it through with Jason
Jason Gray walks you through the numbers, answers questions in plain English, and helps you decide when — and whether — to lock. Zero pressure.
No hard credit pull. Takes about 2 minutes.
For loan officers
Build more than a pipeline. Build a growth platform.
Great Rate Check is a growth platform for licensed MLOs who want systems, relationships, and BDM leverage — powered by NEXA. Your own branded page, a shared marketing library, a Realtor-partnership engine, and a national network.
Privacy & trust
Your information deserves the same care as your home.
Encrypted end-to-end
All information you share travels over TLS 1.2+ and is stored with bank-grade encryption at rest.
We never sell your data
You won't get flooded with calls from random lenders. Your info is used solely to prepare your rate scenarios.
Licensed & regulated
Jason Gray (NMLS #118354) originates through NEXA Lending (NMLS #1660690), an Equal Housing Lender.
No-pressure conversations
Not the right time? No problem. We'll be here whenever you're ready to compare rates again.