#1 reason
Real savings on the biggest loan of your life.
A quarter-point difference on a $450k mortgage can save you over $22,000 across the life of the loan. Small checks. Big outcome.
Powered by NEXA Mortgage · NMLS #1660690
A great mortgage rate is a two-minute question away.
Great Rate Check pairs you with Jason Gray, a 30-year mortgage veteran at NEXA Mortgage, so you can compare personalized rates and lock in real savings — without the run-around.
- Bank-level security · Your info stays private
- Personalized rate scenarios
- About 2 minutes to start
Sample rate snapshot
Illustrative only — your rate may vary
30-Year Fixed
Purchase · $450k · 740 FICO
Popular6.125%
15-Year Fixed
Purchase · $450k · 740 FICO
Best Savings5.375%
FHA / VA
Purchase · $450k · 740 FICO
Low Down5.750%
Rates shown are examples and not an offer to lend. Actual rate depends on credit, loan type, LTV, and market conditions.
Why check your rate
A few minutes today could mean tens of thousands in savings tomorrow.
Whether you're buying your first home, refinancing, or investing — knowing where your rate stands is the fastest path to a smarter loan.
Rates personalized to you — not the headline.
Advertised rates rarely tell the full story. We factor in your credit, down payment, property type and goals to show what's genuinely achievable.
- • Purchase & refinance scenarios
- • Conventional, FHA, VA, Jumbo
- • Rate/APR breakdown, side-by-side
Cut your monthly payment
Even a modest refinance can free up hundreds a month. We'll show the break-even math clearly, before you commit.
A real human, not a robo-quote
You'll work directly with Jason Gray — three decades of loan experience and no pressure tactics.
Move with market timing
We monitor rate movement daily and reach out when a lock is worth considering. No spam, ever.
How it works
Three simple steps. Zero pressure.
- Step 01
Share a few basics
Answer a short set of questions about the property, your goals, and rough financials. It takes about two minutes and won't affect your credit score.
- Step 02
Get personalized rate scenarios
We pull competitive quotes from NEXA Mortgage's lender network and organize them into clear, side-by-side scenarios — rate, APR, payment, and closing costs.
- Step 03
Talk it through with Jason
Jason Gray walks you through the numbers, answers questions in plain English, and helps you decide when — and whether — to lock. Zero pressure.
Check My Rate
No hard credit pull. Takes about 2 minutes.
Meet your loan officer
30 years of mortgages, one straight-shooting advocate.
Jason Gray
Mortgage Loan Officer · NMLS #118354
(425) 260-3482jsgray@nexamortgage.com
Kirkland, WA · Licensed nationally
NEXA Mortgage · NMLS #1660690
Jason Gray has spent more than three decades helping families navigate one of the largest financial decisions of their lives — the home loan. Based in Kirkland, Washington, and serving clients nationwide as a Loan Officer with NEXA Mortgage, Jason blends deep industry expertise with a genuine, plain-English approach.
Whether you're buying your first home, refinancing to save, or investing in property, Jason will help you understand your options, shop competitive rates across NEXA's lender network, and close with confidence — no pressure, no jargon.
30+
Years originating
$1B+
Funded lifetime
5★
Client experience
Privacy & trust
Your information deserves the same care as your home.
Encrypted end-to-end
All information you share travels over TLS 1.2+ and is stored with bank-grade encryption at rest.
We never sell your data
You won't get flooded with calls from random lenders. Your info is used solely to prepare your rate scenarios.
Licensed & regulated
Jason Gray (NMLS #118354) originates through NEXA Mortgage (NMLS #1660690), an Equal Housing Lender.
No-pressure conversations
Not the right time? No problem. We'll be here whenever you're ready to compare rates again.
Ready when you are
Your great rate is one click away.
Start your NEXA Mortgage application and Jason Gray will personally review your scenario within one business day.